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Credit Score Primer
Your credit score it is one of the most critical factors in your financial life. It determines if you will be approved for a loan or line of credit. A credit score is a mathematically calculated number...
Marriage and Divorce Can Affect Your Credit Score
While most marriages start off with good intentions and promises of sticking together through thick and thin, it is often those "thin" periods that run the marriage into ruin. No one wants to consider...
The Impact of A Low Credit Score On Your Finances
If you have a low credit score, well below the national average of 723 then that low score will cost you plenty over time. Loans will be difficult to obtain, but if approval is given you will pay a higher...
Need To Raise Your Credit Score?
Were you recently denied for a loan or a credit card? When you apply for a loan, there are only a few factors that actually impact whether you get approved not. A part of the decision is based on the information...
What You Need To Know About Your First Credit Card
What is the first thing that you do when you feel you have reached adulthood? Some may think that the answer is to buy your own car, your own house, or to pay off all of your student loans, but none of...
Your Credit Score Explained: What You Need To Know
Baseball coaches won't make a player a designated hitter unless their batting average proves that they're able to hit the home run! Likewise, banks and credit card companies won't lend money to people...
Will I still be able to purchase a home with bad credit?
It won't be as easy as if you had good credit, but it is possible. We all suffer setbacks in life and sometimes an illness or loss of a job isn't entirely our fault. We may have even done some hard work to get our credit back on track after the difficulties but that stain still lingers on our credit report and always will. You have already taken the first step in securing a home loan, you have tried to get your credit back on track. The best thing you can do for yourself is to order a credit report and go over it very carefully. Look for any discrepancies and contact the companies you might have discrepancies with. Once these are cleared up you can request a new report sent out to all of your creditors. Get help with the Credit Secrets Guide
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